Prepaid is the Way to Go

Early this year, at the end of January, I switched my cell phone plan to the prepaid service. Now, five months have passed. What is my cell phone bill each month? $4.2!! Yes, you read it right. Now I am paying only $4.2 each month for using my cell phone. Compared with the monthly plan I used to have and pay $37 per month, I am saving $32.8 more each month which adds up to $393.6 per year(about half of my auto insurance annual cost). Not only I am saving tons on my cell phone bill, I am actually getting more features with prepaid service as well, such as caller ID which I have to pay extra to get with the monthly plan.

Although some of you might say why not just get rid of your cell phone completely, it is not an option to me since I need it once a while especially when driving.

If you do not talk a lot on your cell phone, you might want to consider to switch to the prepaid service as well. Keep your cell phone for emergency and occasional use only. If you feel that you really want to talk, pick up your land line or chat using Skype.