Road to Wealth

I still remember the question from one of my professors in university."Do you care to be famous or rich?" You answer might be both. Unfortunately,I only have some points to share with you on how to be rich.

1. Live within your means. It does not matter how much you make. What it matters is how much you keep. You are not anywhere better off if you make $70000 per year and spend $70001 per year than those who merely earn $35000 per year and manage to only spend $30000 per year. Simple?

2. Make more. It is difficult to make a lot out of single source, but relatively easy to make some from different ways. Each little step makes a difference. You might think $40 extra per month is small. But I look at it differently. If you can bring in $40 more each month, that simply means you can use your cell phone free for the rest of your life. I think it is pretty damn good.

3. Invest intelligently and REGULARLY. Keep the investment simple. Don't buy those products you don't understand. Make regular contributions to your investment. Wait and see it grow. Speculation is exciting, but investment should be boring as hell.

4. Pay attention to cash flow. Will loads of gold and antiques do you any good if they do not generate any positive cash flow? Those articles are probably important and inflation protected. But you can only achieve your financial freedom with POSITIVE cash flow.

5. Diversify. Don't put all the eggs in one basket. Trust me on this one. 10% drop in your assets hurts so much more than 10% lost in potential earnings even if they are equivalent amount of money.

6. Stick to your plan. People tends to talk about their investments when they are making lots of money from it. When a sector got so many people talking about, it is usually too hot already. Do you own due diligence to protect yourself from catching the falling knives. Set your goal, draft a plan and stick to it.

Hensley Arrow Anti-Sway Trailer Hitch

Summer is officially here. It is the time again to pull the RV out of your garage and go camping with your family. When traveling with your family, you should pay extreme attention to safety. One of the safety concerns regarding RV is that sometimes it sways! Trailer sway is the #1 cause of trailer accidents.It is very dangerous for you, your family and any people in the car behind your RV.

Well, I have a solution to the problem. Hensley Arrow Advanced Towing System Guarantees Trailer Sway Elimination. And only Hensley can make that statement! It is the ONLY towing system which can guarantee that you will not have any sway problem when towing your RV. It eliminates any possibility of trailer sway. That’s not a misprint or an exaggeration. It is physically impossible for a travel trailer to sway, fishtail, or jackknife when outfitted with the Hensley Arrow. There are several benefits to have your travel trailer outfitted with Hensley Arrow Advanced Towing System, such as level floor plan, easier hook ups, lower trailer cost, lower center of gravity, stress free towing, lower fuel costs and so on. You can easily transfer the Hensley Arrow Advance Towing System to any trailer you have. Also, you will receive a lifetime warranty on it. Therefore, you will have it for life. If you are interested and would like to get more information, you can click here for a free video.

GCR Weekly Report

Great Canadian Rebate is offering 15% discount on all orders over $99 , plus get 4.5% in Cash Back Rebates on purchase from Foot Locker. Time to get some sportswear?

Money Saving Tips for Travel

I love to travel. I hope I can travel to at least one new place I have never been to before each year. Not only I like to see many different places, I also love to save during my trip. Here are some money saving tips I would love to share with you:

1. Go traveling with a group of people. There are many costs you can share with others when you are traveling, such as gas, parking, hotel room and so on. I typically go on vacation with my roommates who are my friends as well in a group of three or four. Besides the savings, I also find that traveling in a group is more fun and less stressful sometimes since different people have different strength. For example, some people might be good at finding the direction while others are good at searching for deals. Having different people responsible for different parts of the trip makes things so much easier.

2. Take the trip during off season. You can find many awesome deals if you go during an off-season. For example, you can go to Disney World in Orlando in September which is hurricane season for Florida. Since Orlando is in-land, the most you will get is probably just rain. If you are going for a week or so, the possibility to have rain all week is pretty low. Also, you can try to go to Vegas during June or July. There are plenty deals to find for Vegas during that time as well, from Free hotel stays to Free gift cards, etc.

3. Find a place with lots of free activities. Vacation does not have to be expensive. Try to find some places with lots of free activities. Have fun and save money too. One of the great examples is Washington DC. Almost all of the attractions are free there. It is a great get away place for the whole family, from various museums to the lovely night life in Georgetown. You will just love it.

4. Plan ahead. Sure, you can find some last minute's deal. But it only works if you don't care where you want to go. If you would like to take a vacation in a specific place, planning ahead will save you a lot of money. When we go traveling, we usually plan the trip at least a month ahead. Search online for deals and ask people about the place we want to go. Two online forums I use a lot to search for the price of airline tickets and hotel rooms are www.betterbidding.com and www.biddingfortravel.com Pay attention to how much people are paying for their vacation in the place you want to go. You will score big rewards by planning ahead.

That is about what I can think of to save some money while traveling. Do you have any to share?

Living with Diabetes

My dad has been diagnosed with Diabetes since I was around thirteen years old. It has never been fun to live with the disease. I think anyone not just people with diabetes should pay attention to their blood sugar level and learn to live a healthy life. On RD.com - Managing Diabetes, you will find a lot of information about how to manage your blood sugar level. The topics include Understanding Glycemic Index, Exercising with Diabetes, Foods to Stabilize Blood Sugar, and Diabetes-Friendly Recipes.

Exercising is one of the most effective ways to lower your blood sugar level. Sometimes, my dad just can’t go motivated to go out the door for a walk. I pointed him to the article named 11 Ways to Sneak Exercise Into Your Day for suggestions. Also, I mind him that exercise works so well at bringing down his blood sugar that he needs to make sure that it doesn't drop too low. He will want to time exercises to his medication or insulin schedule, but he should also be prepared to deal with hypoglycemia if it occurs. Exercising with Diabetes is a good article about how to deal with that problem.

Besides exercising, people should pay attention to what they eat as well. On RD.com - Diabetes Friendly Foods, you will find all kinds of diabetes-friendly recipes. The diabetes-content on RD.com is not only robust, but frequently updated. So it may be helpful to add rd.com/managing-diabetes as a bookmark. You will find it helpful to return frequently for new and updated information and hundreds of recipes.

Your Junk Car= $1200 for a bicycle + bus tickets

If you live in BC, you might be interested in this:

Bring your old car to the junk yard , you will get $1200 for a bicycle + bus tickets

your old car MUST have insurance on it and MUST be driveable.

you can choose
- lots of bus passes AND $1200 for a bicycle
or
- no bicycle, but more bus passes
or
- up to $2250 towards a new car, depending on how green it is


http://www.scrapit.ca/incentive_choices.htm

You might ask what the catch is. The catch is that your car has to be 1995 or older. Nevertheless, I think it is a good move for BC government. I hope other provinces will follow.

Make Your Mark at RD.com

Reader's Digest believes in the power of the individual to create change. At RD.com - Make Your Mark, you can find all kinds of the stories about what people are doing to make a difference. I have read a really inspiring article about an incredible woman who has made 41 trips to Haiti to help those less fortunate than herself. The lady’s name is Helen Little who is 77 years old and will make her 42^nd trip to Hati in July to help the poverty-stricken country in any way she can. She has tried everything she can to help this Caribbean nation. When she is not in Haiti, Helen spends her time in North Carolina going to yard sales to gather up cheap clothing and any shoes she can find to send there. She also spends a large portion of her time fundraising. Since she began her work two decades ago, Helen has seen improvements in Haiti--the streets are cleaner, more children are attending school, and the generation growing up seems more aware that things need to change. And Helen plans on helping them continue that change for as long as she can.

At Reader’s Digest, you will find more stories like this. Stories about how individuals use their own power to create change and make their marks. If you would like to participate, you can join the weekly challenge at RD.com. The Weekly Challenge is a chance for you to get involved! Each week, rd.com selects an issue and gives you meaningful ways to take action around it. For each issue, such as Cut Down on Car Pollution, you can pledge to take a Step, Stretch or Leap. For more information, please check out this page.