Buy Your Next Prescription Glasses from Zenni Optical

Do you wear glasses? I do. I used to buy my prescription glasses in store. Those prescription glasses are so expensive. After the $150 deductions from my insurance, I still need to pay around $170 out of my own pocket. If you hate the high price just like me, you need to check out ZenniOptical.com which sells stylish prescription glasses online from $8. You will find huge selection of frames, with single vision lens, sunsensor (potochromic)lens, tinted sunglasses lens, bifocal lens and progressive lens. The Secret to Zenni’s Low Prices is that they sell only their own manufactured frames direct to the customer, with no middlemen and virtually no advertising budget. Even Fox News is talking about ZenniOptical as well. For the full story, you can check it out by the following link,Zenni on Fox

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Canadian Mortgage Rules Act Change

As the change to the act, there will be no 40-year mortgage in Canada anymore. The maximum amortization period will be limited to 35 years. Also, 5% down payment will be required when purchasing a house/condo. The change will take effect on October 15.

This is a sign of credit tightening. Apparently, the federal government is worried about the similar sub-prime crisis might happen in Canada.(Just take a look at the real estate market in BC and AB) Will this change cool off the real estate market in Canada? I think only time can tell. But this is a correct decision to make. Good move for the federal government.

Dungeon Runners

Gaming industry has become larger and larger. Nowadays, there are more and more people especially kids and teenagers who play all kinds of games, such as video games and computer games. Gaming is truly enjoyable and addictive. Among all different games, the massively multiplayer role-playing games are very popular. People love to play this kind of RPG games because they can interact with lots of people, make friends and team up with them in a quest. Although I am not a big fan of online games, I found the new Massively Multiplayer Online Role-Playing Game, Dungeon Runners, quite engaging and entertaining. In the online video game, players can play as a hero, fight monsters and explore exciting magical places. Also, players will obtain magical Bling Gnome that eat their unwanted items and turn them into gold by taking a golden squat. This game is very simple but fun. You might think that you need to pay a big price or high monthly subscription fee for such a fun game. No, you do not have to. Although there is an option to purchase a subscription, you can still download and play the game for free.

Dungeon Runners is a great online game you can play. If you are interested, march over to their site, download the game and try it out yourself.

DRIP Order Problem With Questrade Update

OK, I just got the e-mail reply from Questrade. It looks like the executed price was correct. They execute the DRIP order the day after the dividends payout, which is July 2nd in this case. The trade will settle in 3 business days, which is July 7th. In their back end system, Pension, the correct executed price(July 2nd price) was recorded. However, in their trading platform, Webtrader, the executed price was recorded as the price at the close time of the day the trade settled which is July 7th price. So, the number in Pension is correct but the number in Webtrader is not. I am glad the problem has been figured out. But this kind of issue is still not acceptable. Basically, I could not use the records in Webtrader to calculate my adjusted cost base. I have to go back to the back end system to figure that out. Oh, well, let's just hope there is no more issues with Questrade. Otherwise, I am ready to switch.

New Way to Boost Your Blog Traffic

People are blogging for many reasons. Some write posts to sell a product; some are blogging to make some extra money; some are just blogging for fun and want to meet some new friends. No matter what you are blogging about. Every blogger is looking for more traffic to their blogs. What are some ways you have been using to drive more people to your blog? Obviously, there are many different techniques and websites which can bring more people to read your blog. Have you noticed that there is one called TrafficeXplode2.0? The TrafficXplode2.0 was designed with “Owners”, “Visitors” and “Invitees” in mind. In other words, it creates a “win-win-win” situation for all 3 parties. As an owner of the blog, you will get more traffic to your site. If you are the visitor, you will be getting some free gifts. As an invitee, you will get to know about a great resource that might potentially be something of value. TrafficXplode2.0 is basically a tell-a-friend solution. Visitors to your blogs get to introduce your blog to their friends by importing and inviting their contacts through either email contacts such as Gmail and Yahoo or social networking contacts like Hi5, MySpace, Friendster and even Facebook. The software will keep track of the referrals. To award your readers, you can choose gifts that in the price ranges you are comfortable with. I think this is a quite interesting and innovative idea. If you are interested , please check out their website for more information.

DRIP Order with Questrade

I just noticed a problem with my DRIP order in my Questrade account. The executed price shown in my webtrader account is different than the one shown in its backend system Penson. The net difference is 2%!! They are not sure what is going on now, but will e-mail me back when they figure it out! I will sure not be letting this go without a proper reply. Let's see what they come up with.

A Penny A Day

Every one loves to have more money in their accounts. One way to achieve that is to save more. How do you save more? There are several ways to do it. You can either make more or spend less or doing both. At the beginning of this year, I have made several moves to cut down my expenses such as switching my cell phone monthly plan to the prepaid service (save me at least $30 per month), canceling my cable TV and watch my favorite show on the internet and so on.($25 per month save). If you pay attention, you will find a lot of ways to find a little bit extra dough. Here are some I would like to share with you:


1. Get a coffee mug and bring your morning coffee with you instead of going to the drive through of McDonald’s to get yours.
2. Start car pooling with your colleagues.
3. If you are not a big talker like me, consider switching your cell phone to the prepaid service. Feel need to chat on the phone? Pick up your land line.
4. Clip coupons and reading the flyers to find the best deals for your purchase. I just got a leg of lamb last weekend for 60% off last weekend by simply looking for the deal at the grocery store!
5. If you need to make a lot of long distance calls, consider using Skype or other VOIP services to save big.
6. Are you in debt and looking for Debt help? March over to bills.com to find some information on Debt consolidation, Debt relief and Consolidate debt. You will find a lot of information about how to save the interest charge on your debt.

Building up a personal net worth is not an easy job. It takes a penny a day to achieve your final financial freedom.