Great Canadian Rebate is offering 50 Free Prints and $9.50 Cash Back Rebate for joining Snapfish Today.
Also, I have sent the cheque request today to them for my cash back, in a total amount of $50.05. Let's see how long it will take them to mail it to me. I will do an update when I receive it.
Do you live in
On the website, there is an original, first of its kind review section. This section is created solely for the clients who require an unbiased feedback about the property they are interested in purchasing. The tenants and owners can rate their Toronto Condominiums and state their honest opinions about the building they are living in. I think it is extremely useful for someone who is looking to buy a condo.
Want to communicate with your neighbors and maybe make friends? The forum section is designed for owners and tenants who reside in the same building to communicate with each other. It can be utilized to plan sports events, meet new people or discuss meaningful subjects.
Besides the review and forum sections, there are also Listing and Blog sections where you can locate your dream property and check out the real estate news in
We all know that market timing is bad and does not work in the long term. But can we eliminate it completely? I don't think it is possible though. I have just come to realize how difficult it is to try NOT to time the market.
Currently, I have around $10,000 in my Questrade trading account. I plan to use the money to balance my ETF portfolio that I have set up by following the couch potato approach. But I have not done it yet. Every time, when I saw the market went up, I said to myself,"Um, it might go down tomorrow. I probably should not be buying today. I should just wait." Then, it did go down the next day. Did I pull the trigger? No, I did not because I am afraid it might go down further.
The similar thing could happen when you try to sell. People keeps post ponding the selling because they always want to sell for more. Fear and greedy are really the worst two enemies of individual investors. We can only not to time the market when we have overcome them.
Um......Should I balance my portfolio today?
As many of you have noticed, I have been doing some sponsored posts quite a lot recently. First of all, I am sorry for that many sponsored posts if it annoys you. To be honest, I hope I can generate some income while doing post on this blog. I agree with Brown Eyed Girl and Money. Sometimes you need more than one motivation to get you going. And the possibility to make some money out of it is one of them.
I have set up a goal to make around $80 this month from doing sponsored posts. Currently, I am half way through($45 right now). I think $80 a month is a quite realistic and achievable goal. At the end of the month, I will be doing another update on this and see how I have been doing.
Do you like cleaning? I know I do not. And I believe most of people do not like cleaning either. It is a boring, time consuming, and labor intensive job. It takes me a long time to just make the decision to clean. Let alone the actual cleaning job. I live in a two-bedroom apartment with my two roommates. Different from me, they seem to like cleaning. I do not know how, but they have decided that every Saturday morning is the time that we should clean our apartment and have the vacuuming job assigned to me. I usually do not wake up until noon on weekends. Our heavy, noisy, and energy inefficient vacuum makes the job even worse for me. In order to save energy, I opt to mop our laminate floors in our apartment instead of vacuuming. Sometimes, I even try to avoid the cleaning job by not waking up on time. J My roommates are nice enough not to knock at my door and drag me out of my bed to clean! To thank them, I will usually cook the dinner for them.
Today, I have found out that Dirt Devil is introducing its new AccuCharge Stick Vac and Hand Vac. It seems to be a new way to save energy. The new vacuum that Dirt Devil brings to us has the first cordless cleaning technology that earns Energy Star approval. The AccuCharge technology with their new vacuum enables a 70% reduction in energy consumption compared to other cordless vacuums. I might just find a better way to save energy during cleaning. To find out more, please visit their website using this link.
Scotiabank, the bank I am using, has been pretty innovative currently. Earlier this year, they have introduced a new service called Bank the rest. Now, it is partnering with Western Union to allow you to send money to friends and family in over 200 countries and territories using ScotiaOnline.
I don't know how much they will charge for the service yet. But I really like it. Since I have many family and friends overseas, it just make sending money to them so easy. Also, I have been thinking about those who want to retire outside Canada. Now they can send money to themselves with a matter of several clicks online. It is a pretty cool feature from Scotiabank, I will say. :)
I am a lazy person and tend to buy everything online if I could. Personally, I have kept three credit cards. One of them has only $1000 credit limit which is the card I will use for shopping online. The reason why I keep such a low credit limit for the card I use for shopping online is that I am worried about the identity theft and fraud which I might encounter online. With the low credit limit, I feel that I will be able to minimize the damage if that would happen. Today, I have found another way to protect myself from identity theft and fraud. It is called Shop Shield. Shop Shield® is a new consumer service offering complete protection against identity theft and fraud when you shop online. This is a free, new, unique, complete, and cutting edge privacy solution to protect your identity when shopping online. It can protect consumers’ credit card numbers, bank accounts, billing address, Email address, and login information. With Shop Shield, the consumers never have to worry about hackers and insiders gaining access to customer databases, stealing their name, credit card number, password or even their email address, because this information is never entered into the databases of web sites they are shopping. Companies they buy from will not be able to sell their information – because consumers never give it to them. There’s no risk your information could be compromised at a merchant site, because it’s never sent there. Shop Shield is able to guarantee that because of the following technologies it is using:
* Consumer data is stored in a fortress of security systems
* All personally identifiable information is broken into undecipherable fragments, then encrypted
* Encrypted data is stored in multiple independent databases.
* Every transaction is monitored and recorded using technologies that exceed even federal banking standards
* Hardware that stores data is modeled after Department of Defense security standards.
Currently, Shop Shield is conducting a live beta test. You can Visit Shop Shield® to Learn More
